XRP
Buy XRP instantly, at the best possible rate.
Your Ripple is sourced from Metal X (a decentralized exchange), ensuring the best possible price with minimal spread—fast, secure, and directly with your debit or credit card.
What is XRP?
XRP is a fast and scalable digital asset designed for cross-border payments and financial settlement. It allows institutions to transfer funds globally in seconds with minimal fees, making it a preferred choice for banks and payment providers. XRP is particularly efficient compared to traditional financial systems like SWIFT, which often involve high fees and long processing times.
XRP was launched in 2012 by Ripple Labs, founded by Chris Larsen, Jed McCaleb, and Arthur Britto. Unlike most cryptocurrencies, XRP does not rely on mining; instead, it uses a unique consensus ledger for transaction validation. Ripple’s partnerships with financial institutions have fueled XRP’s adoption, though regulatory battles, such as the SEC lawsuit against Ripple, have impacted its trajectory.
$2.51
Buy XRP
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Maximize the value of your crypto.
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Borrow against XRP without selling your digital assets.
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Put your XRP to work and generate real onchain yield.
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Earn XRP by adding to onchain liquidity pools.
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Trade XRP onchain and keep custody of your crypto.
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Secure your XRP with our free wallet.
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Store your crypto securely, for free
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No app required, create at WebAuth.com
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Frequently asked questions about buying XRP
How do I buy XRP with a credit card?

Scroll up to use the Metal Pay onramp and then select the amount of XRP you would like to buy, then click Continue and follow the instructions to Create account, verify your identity then enter your card details. You can also download the app from here.

How do I sell XRP?

Download the Metal Pay app from here and Create an account if you haven’t already, then select the Crypto card and you will see the Marketplace. Here you can select the cryptocurrency you would like to sell and choose Receive, then select the network and you will be given an address and possibly a memo which you will need to include when you send crypto to Metal Pay. Once you have received the Crypto deposit you can use the SELL transaction option.

Do I need to do anything after I buy XRP?

No, you can hold your XRP securely on Metal Pay or if you would like to explore the benefits of Decentralized Finance (DeFi) you can withdraw your XRP to the self-custody WebAuth wallet and try the Metal X App that allows you to borrow XRP, lend XRP, tradeXRP and take advantage of yield bearing incentives for liquidity pools all onchain.

How do I use XRP?

You can simply hold the XRP in your Metal Pay account or you can withdraw it to a crypto wallet of your choice. Whether that’s MetaMask, Phantom or the WebAuth wallet wallet by Metallicus - crypto gives you the freedom to choose what you do with your money. Try the Metal X App where you can trade your XRP like a Pro, use the LOAN Protocol to earn interest on your XRP deposits or contribute to the Liquidity Pools and farms for rewards.

Does Metal Pay keep my XRP safe?

Yes, you can be sure that your XRP is safe with Metal Pay. You can keep your XRP securely in your Metal Pay account and then access it at any time. Metal Pay is SOC II compliant and takes stress out of managing your own keys. If you choose to send your XRP to another wallet or address, then we can no longer help secure your funds.

What are the fees for using Metal Pay to buy, sell and hold XRP?

Metal Pay has some of the lowest fees in the industry for trading XRP and ensures that the spread or the actual price you pay for XRP is in the customers best interest. Simply compare the price of buying XRP with any other onramp to see the advantage of using Metal Pay.

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Metal Pay is a service of Metallicus, Inc., a licensed provider of money transfer services (NMLS ID: 2057807). All money transmission is provided by Metallicus, Inc. pursuant to Metallicus, Inc.’s licenses, and/or the applicable law depending License issued to Metallicus by the Louisiana Office of Financial Institutions does not cover the exchange or transmission of virtual currency.