XMD
Buy XMD instantly, at the best possible rate.
Your Metal Dollar is sourced from Metal X (a decentralized exchange), ensuring the best possible price with minimal spread—fast, secure, and directly with your debit or credit card.
What is XMD?
A stablecoin designed to maintain a value close to $1 USD, Metal Dollar (XMD) offers a unique approach to stability by being backed by a basket of stablecoins rather than a single issuer. Unlike traditional stablecoins such as USDC or USDT, which rely on a single centralized entity for backing, XMD is collateralized by multiple stablecoins—including USDC, USDP, and PYUSD—ensuring greater stability, diversification, and resilience in the face of market fluctuations or regulatory changes. This multi-asset backing helps mitigate the risks associated with reliance on any single stablecoin provider, offering users a more secure and decentralized alternative.
More than just a stablecoin, Metal Dollar (XMD) serves as the core trading pair on Metal X, the DeFi super app built on XPR Network, providing users with a seamless and efficient trading experience. XMD plays a crucial role in enhancing liquidity, reducing slippage, and optimizing decentralized trading within the Metal ecosystem. As Metal X continues to expand, XMD is set to integrate into Metal L2, further cementing its place in the next generation of blockchain-powered financial services. Whether for trading, payments, or DeFi applications, XMD is a foundational asset bridging stable value with decentralized finance.
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Buy XMD
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Maximize the value of your crypto.
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Borrow against XMD without selling your digital assets.
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XMD
Put your XMD to work and generate real onchain yield.
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Earn XMD by adding to onchain liquidity pools.
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XMD
Trade XMD onchain and keep custody of your crypto.
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Secure your XMD with our free wallet.
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Store your crypto securely, for free
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No app required, create at WebAuth.com
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Turn your phone into a hardware wallet
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Sign transactions with multiple devices
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Frequently asked questions about buying XMD
How do I buy XMD with a credit card?

Scroll up to use the Metal Pay onramp and then select the amount of XMD you would like to buy, then click Continue and follow the instructions to Create account, verify your identity then enter your card details. You can also download the app from here.

How do I sell XMD?

Download the Metal Pay app from here and Create an account if you haven’t already, then select the Crypto card and you will see the Marketplace. Here you can select the cryptocurrency you would like to sell and choose Receive, then select the network and you will be given an address and possibly a memo which you will need to include when you send crypto to Metal Pay. Once you have received the Crypto deposit you can use the SELL transaction option.

Do I need to do anything after I buy XMD?

No, you can hold your XMD securely on Metal Pay or if you would like to explore the benefits of Decentralized Finance (DeFi) you can withdraw your XMD to the self-custody WebAuth wallet and try the Metal X App that allows you to borrow XMD, lend XMD, tradeXMD and take advantage of yield bearing incentives for liquidity pools all onchain.

How do I use XMD?

You can simply hold the XMD in your Metal Pay account or you can withdraw it to a crypto wallet of your choice. Whether that’s MetaMask, Phantom or the WebAuth wallet wallet by Metallicus - crypto gives you the freedom to choose what you do with your money. Try the Metal X App where you can trade your XMD like a Pro, use the LOAN Protocol to earn interest on your XMD deposits or contribute to the Liquidity Pools and farms for rewards.

Does Metal Pay keep my XMD safe?

Yes, you can be sure that your XMD is safe with Metal Pay. You can keep your XMD securely in your Metal Pay account and then access it at any time. Metal Pay is SOC II compliant and takes stress out of managing your own keys. If you choose to send your XMD to another wallet or address, then we can no longer help secure your funds.

What are the fees for using Metal Pay to buy, sell and hold XMD?

Metal Pay has some of the lowest fees in the industry for trading XMD and ensures that the spread or the actual price you pay for XMD is in the customers best interest. Simply compare the price of buying XMD with any other onramp to see the advantage of using Metal Pay.

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© 2025 Metallicus, Inc.
Metal Pay is a service of Metallicus, Inc., a licensed provider of money transfer services (NMLS ID: 2057807). All money transmission is provided by Metallicus, Inc. pursuant to Metallicus, Inc.’s licenses, and/or the applicable law depending License issued to Metallicus by the Louisiana Office of Financial Institutions does not cover the exchange or transmission of virtual currency.