XLM
Buy XLM instantly, at the best possible rate.
Your Stellar is sourced from Metal X (a decentralized exchange), ensuring the best possible price with minimal spread—fast, secure, and directly with your debit or credit card.
What is XLM?
Stellar is a decentralized payment network built for cross-border transactions and financial inclusion. It enables users to send money across borders quickly and at a fraction of traditional banking fees. Stellar’s consensus protocol allows for fast, energy-efficient transactions, making it a preferred network for remittances, payments, and tokenized assets.
Stellar was launched in 2014 by Jed McCaleb, one of the original co-founders of Ripple (XRP). His goal was to create a more accessible and cost-effective financial infrastructure, especially for unbanked populations. The Stellar Development Foundation (SDF) oversees the network’s growth, partnering with financial institutions and fintech companies to expand its use case as a bridge between traditional and digital assets.
$0.26
Buy XLM
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Maximize the value of your crypto.
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Borrow against XLM without selling your digital assets.
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Put your XLM to work and generate real onchain yield.
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Earn XLM by adding to onchain liquidity pools.
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Trade XLM onchain and keep custody of your crypto.
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Secure your XLM with our free wallet.
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Store your crypto securely, for free
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No app required, create at WebAuth.com
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Need help buying XLM?
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Frequently asked questions about buying XLM
How do I buy XLM with a credit card?

Scroll up to use the Metal Pay onramp and then select the amount of XLM you would like to buy, then click Continue and follow the instructions to Create account, verify your identity then enter your card details. You can also download the app from here.

How do I sell XLM?

Download the Metal Pay app from here and Create an account if you haven’t already, then select the Crypto card and you will see the Marketplace. Here you can select the cryptocurrency you would like to sell and choose Receive, then select the network and you will be given an address and possibly a memo which you will need to include when you send crypto to Metal Pay. Once you have received the Crypto deposit you can use the SELL transaction option.

Do I need to do anything after I buy XLM?

No, you can hold your XLM securely on Metal Pay or if you would like to explore the benefits of Decentralized Finance (DeFi) you can withdraw your XLM to the self-custody WebAuth wallet and try the Metal X App that allows you to borrow XLM, lend XLM, tradeXLM and take advantage of yield bearing incentives for liquidity pools all onchain.

How do I use XLM?

You can simply hold the XLM in your Metal Pay account or you can withdraw it to a crypto wallet of your choice. Whether that’s MetaMask, Phantom or the WebAuth wallet wallet by Metallicus - crypto gives you the freedom to choose what you do with your money. Try the Metal X App where you can trade your XLM like a Pro, use the LOAN Protocol to earn interest on your XLM deposits or contribute to the Liquidity Pools and farms for rewards.

Does Metal Pay keep my XLM safe?

Yes, you can be sure that your XLM is safe with Metal Pay. You can keep your XLM securely in your Metal Pay account and then access it at any time. Metal Pay is SOC II compliant and takes stress out of managing your own keys. If you choose to send your XLM to another wallet or address, then we can no longer help secure your funds.

What are the fees for using Metal Pay to buy, sell and hold XLM?

Metal Pay has some of the lowest fees in the industry for trading XLM and ensures that the spread or the actual price you pay for XLM is in the customers best interest. Simply compare the price of buying XLM with any other onramp to see the advantage of using Metal Pay.

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Metal Pay is a service of Metallicus, Inc., a licensed provider of money transfer services (NMLS ID: 2057807). All money transmission is provided by Metallicus, Inc. pursuant to Metallicus, Inc.’s licenses, and/or the applicable law depending License issued to Metallicus by the Louisiana Office of Financial Institutions does not cover the exchange or transmission of virtual currency.